Roy from Cheshire
I had previously been with the same insurer since my boat was new, some 27 years ago. At renewal this year I was informed that an out of water survey including a hull thickness test would be required when the vessel was 30 years old. Having spent a considerable sum, 2 years ago, having the whole boat (including the base plate) professionally grit blasted and 2 pack epoxy coated, I was very reluctant for anyone to remove patches of that coating under the water line just to confirm what I already knew to be perfect “pitiless” steel, just because my insurance required it. I telephoned the aforementioned insurance company to explain my predicament. They were polite and professional, they even contacted their underwriters... regardless, they were unmovable... Survey and thickness testing required at 30 years of age and then probably required again every 5 years.
Fortunately I am still in touch with the builder of my boat, we have remained friends all this time. He suggested I give Collidge and Partners a call. I dealt with the same person (Charlotte) from the start - 4 or 5 phone calls and several emails back and forth. She was/is professional efficient and a pleasure to deal with. Low and behold their survey policy is “after 35 years and then 10 year intervals thereafter” fantastic. That means another 8 years to the survey - just what I needed. Their price was roughly the same as my renewal and I am happy to have moved to them.